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jenius

 

5.25% APY†   |   Savings Account

Member FDIC

 80s ShannonOverview by Shannon Lopez. Updated April 12, 2024

Boost_Bottom_LineThe Bottom Line

Jenius Bank is on a mission to raise bank standards and help make your money work for you.  We expect great things from this team as they evolve their products and user experience!

SAVINGS ACCOUNT FEATURES†

Minimum starting deposit
$0
Minimum balance to avoid fees
$0
Minimum balance to obtain APY
$0
Compounding interest
Daily, credited monthly
Ability to add co-applicant
Yes
Withdrawal options
Electronic funds transfer (EFT)
Deposit options
Electronic funds transfer (EFT), check (mailed or mobile)
Branch access
No
Boost_Pro_TipBoost Pro Tip

It's great that Jenius Bank saves your application if you need a break.  It's pretty short, though, so it's easy to finish it all in one sitting.

Here’s what you’ll need handy when opening a Jenius Savings account:

  • Social Security Number (for tax purposes only, it won’t impact your credit score)

  • Bank Account login for transferring funds

It only takes 3 minutes and you can do it right on your phone.† Questions include:

  • Contact Info (Name, Primary address, Email address, Mobile phone)

  • Date of Birth and Citizenship (simply choose the country)

  • Employment Status and Occupation

  • Estimated Annual Income

  • Are you subject to Backup Withholding? (yes/no)

  • Do you expect to send or receive funds internationally? (It's ok to guess)

 All featured companies offer FDIC insurance up to the maximum allowed by federal law.

† Product terms and the application experience are based on the Jenius Bank website as of April 12, 2024 and may have changed. Be sure to verify all terms and conditions with Jenius Bank prior to applying.

Advertising Disclosure: We may earn a commission if you open an account with a featured company. Not all companies or offers are listed. Compare rates, fees, and terms before deciding.