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Banks With The Highest Daily ACH Limits

Daily ACH limits refer to the maximum amount of money you can transfer in a single day through the ACH network. Higher limits provide greater flexibility for individuals and businesses managing substantial financial transactions.

Banks we have seen with high ACH Limits:

  1. Synchrony Bank

One of our reviewers has seen an opening deposit limit of up to $5,000,000 on a Synchrony Bank high-yield savings account, however ongoing deposit limits appear to range from $15,000 - $25,000.

  1. Capital One

One of our reviewers has a daily external ACH limit of up to $1,000,000. This reviewer has held a deposit account with Capital One for over 15 years.

  1. SoFi Bank

One of our reviewers has a daily ACH limit of up to $100,000. This reviewer has had a SoFi deposit account since 2016.

Conclusion

While banks may impose different limits at the customer and account level, we have seen Synchrony, Capital One and SoFi all with 6-figure plus daily ACH limits, allowing you to move large quantities of money quickly and easily.